Income Estimation for Banks

RASG provides an independent Income Estimation Services for Consumer Financing to various Banks.

RASG’s Valuable Clients for Income Estimation include:

• Askari Bank Limited
• Bank Islami Pakistan Limited
• Faysal Bank Limited
• Habib Bank Limited
• Hong Kong Shanghai Banking Corporation Limited (HSBC)
• International Housing Finance Limited
• Meezan Bank Limited
• Dubai Islamic Bank
• United Bank Limited
• Silk Bank Limited
• Alfalah Bank Limited
• Summit Bank Limited
• Burj Bank Limited
• KASB Bank Limited

Advice on Labor Laws

• The firm also provides advice on various labor laws applicable to Pakistan, especially issues relating to expatriates, work-permits, vetting of contracts. For this purpose, the firm also associates itself with various legal consultants, whenever required.

Financial Management and Controls

• financial analysis,
• merger and acquisition evaluation,
• cost and budgetary controls,
• management reporting systems.

Economic Feasibility Studies

• studies conducted for the purpose of determining the market for a service or a product
• economic feasibility of the development proposed to meet the market needs.

Systems and Procedures

• paperwork simplification,
• forms design,
• procedures manuals,
• installation of manual and mechanical accounting systems

Operational Studies

• work measurement, production planning and scheduling systems, improved inventory control techniques,
• plant and warehouse layout and work flow and other material handling capabilities.
• development of business plan and profit improvement program.

Impact Studies

• cost impacts, market impacts, economic impacts, strengths and weaknesses analysis, best use studies.

Organization Studies and Personnel Management

• studies of organization structure,
• review of personnel policies,
• staffing studies, job evaluation, wage and salary review, retirement plans and executive recruiting.

Applied Research

• Calculation of SWAP ratios
• Due Diligence Studies.
• Inventory valuation, particularly when there are questions concerning product stability, obsolescence or percentage completion of in process items.
• Review of forecasting and budgeting methods.